Subrogation In an Injury Case
Austin, Texas (TX)
It is also
important to understand that certain contractual obligation, known as
subrogation by contract claims, contained in many group health policies,
medical pay policies and others can exist. Thus if some of the medical
bills from your accident were paid out of your group health insurance
policy, you may be responsible to repay some or all of the costs
incurred for reasonable and necessary treatment. If a subrogation
interest applies, reimbursement will be requested from your settlement
or jury award. We will advise you if the right of subrogation by
contract applies or if it is invalid to your case. You will need to
provide us a copy of your health insurance policy. It is necessary for
us to see the actual policy to determine your exact legal rights. If you
were never given a copy of the policy, please request a copy from your
employer or your health insurance agent. Your employer is required to
provide a copy upon request. Note that requesting a copy from your
health insurance provider or agent can be a slow process resulting in
delays.
It is almost always advisable, even if you have subrogation provisions,
to attempt to get your health insurance carrier to pay the cost of your
medical treatment resulting from your accident. The reason for this is
that we are usually able to convince health insurance providers to
accept fewer subrogation dollars out of a final settlement of your case.
Thus allowing you to keep a greater amount of net funds that you will
receive from your settlement.
IF YOU HAVE BEEN INJURED IN AUSTIN AND NEED OUR LAW FIRM ON YOUR SIDE -
CALL US DAY OR NIGHT. THE INITIAL CONSULTATION IS FREE AND THE CALL IS
FREE. CALL TOLL FREE 1-800-862-1260
